If you’ve ever wondered what the currency is in Ayia Napa, you’re not alone!
Whether you’re planning your first visit or you’re a frequent traveler, it’s crucial to know what cash you’ll need to explore this vibrant, sun-soaked town.
For those arriving from the Eurozone or beyond, here’s what you need to know about money in Ayia Napa.
Spoiler alert: The currency in Ayia Napa is the Euro (EUR).
Yes, Cyprus, including its famous beach resorts like Ayia Napa, adopted the Euro in 2008.
So, no need to worry about exchanging your dollars or pounds—pop to the nearest ATM, and you’re good to go.
You’re probably wondering, “What does this mean for me as a traveler? Should I bring cash, or will I be fine with cards?”
Well, that’s exactly what we’ll dive into in this guide. From practical tips on cash use to stories from past visitors (who learned the hard way), you’ll be fully prepared to spend your time—and your money—without stress.

What currency is used in Ayia Napa?
To kick things off: The Euro is the official currency in Ayia Napa.
The same applies to the rest of Cyprus (excluding Northern Cyprus), so if you’ve been to other European destinations, this will not be new territory.
Whether you’re lounging at a seaside taverna or bargaining at the local shops, your Euro will be your go-to.
But let’s not stop here! How much cash should you bring? Are credit cards accepted everywhere? Is tipping included in your restaurant bill?
Don’t worry, I’ll walk you through it all with the help of some personal stories from those who’ve already navigated Ayia Napa’s money scene.
Do you need cash in Ayia Napa?
The short answer is that it depends. While most major establishments in Ayia Napa accept credit and debit cards, having cash on you is always handy.
The charm of Ayia Napa isn’t just in its clubs and bars; it’s in the local markets, little shops, and the random beachside vendors who might not have card machines.
One traveler shared a story about spending a day on the beach near Nissi Bay and realizing the beach bar didn’t accept cards.
After a quick, slightly embarrassing trip to the nearest ATM, they learned their lesson: always have a bit of cash for those beachside moments!
ATM and Card Use in Ayia Napa
Don’t worry if you don’t want to carry much cash; ATMs are readily available in Ayia Napa.
The ATMs typically offer Euros, and you can withdraw up to a specific limit—just be aware of any fees your bank might charge for international withdrawals.
As for credit cards, most places around town accept Visa and Mastercard, but smaller establishments may prefer cash, especially in more touristy areas.
In my experience, the big-name hotels and restaurants won’t bat an eye at card payments, but the smaller tavernas or street-side shops might.
Should I Tip in Ayia Napa?
Tipping isn’t mandatory in Ayia Napa, but it’s always appreciated.
A 10% tip is considered standard in restaurants, but if the service is exceptional (and you feel the vibe), don’t hesitate to leave a little more.
One funny story comes to mind: A tourist once tipped 20% for fantastic service, and the waiter was so delighted he kept bringing free drinks to the table the rest of the night.
It’s the little things that make Ayia Napa so unique!
Currency Exchange in Ayia Napa
If you’re arriving from outside the Eurozone, you might be curious about currency exchange options.
There are exchange services in and around Ayia Napa, but they offer less favorable rates than ATMs or your local bank at home.
If you want to avoid the stress of exchange rates, it’s always best to bring Euros or use your card.
Item | Details |
---|---|
Official Currency | Euro (EUR) |
Credit Cards Accepted | Mostly in larger establishments (Visa, Mastercard) |
ATMs Available | Yes, throughout Ayia Napa, withdraw Euros |
Tipping | Not mandatory, but 10% is standard in restaurants |
Currency Exchange Services | Available, but often with less favorable rates |
Conclusion
To sum up, the currency in Ayia Napa is the Euro, and depending on where you are, you have plenty of options for using cash or cards.
Bring some Euros in cash for a smooth experience, especially for smaller purchases.
Remember to visit ATMs for extra cash and always keep a bit of change on hand for tips or those beachside moments!
What's the best currency to take to Cyprus?
The official currency in Ayia Napa is the Euro (EUR).
Are credit cards accepted in Ayia Napa?
Yes. Most larger businesses accept Visa and Mastercard, though smaller places may prefer cash.
Is tipping common in Ayia Napa?
Tipping is appreciated, with 10% being the standard in restaurants.
Can I exchange money in Ayia Napa?
Yes. Currency exchange services are available, but ATMs usually offer better rates.